THE PRODUCT

Allow your customers to securely share financial data with you

Allow your customers to easily and securely connect their bank accounts within your application and receive automated credit insights and account information in seconds, not days.

 

Credit risk


Using Wysely's journey you access transactional data of your client using Open Banking, giving you access to vast and powerful information that enhances your credit decision process.

 

Income verification


Verify your customers' income, its sources and its stability. Assess income patterns, how frequent they occur and predict future income sustainability. Get notified when there are abrupt changes in income stability.

Risk rating


Assess and mitigate your credit risk by understanding the likelihood of a risk event and how this can impact your business. Utilise a proprietary risk rating system that is based on credit risk analysis of transactional data. Foresee critical credit risk events before they happen.

 
 

Product based customer risk classification


Measure a customer's affordability and credit risk for particular products or offerings, so that you manage the risk better, and offer the financial product that is best suited to their requirements.

Risk insights


Produce the risk profile of your client. Find risky behavioural patterns, such as gambling, and get notified when high risk patterns arise. Evaluate how customers repay their loans, rents and other liabilities.

 
 

Account information & payments


Using Wysely's journey you access transactional data of your client using Open Banking, giving you access to vast and powerful information that enhances your credit decision process, as well as the ability to initiate payments.

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